{"id":313,"date":"2021-11-12T11:24:33","date_gmt":"2021-11-12T17:24:33","guid":{"rendered":"https:\/\/www.transglobalpc.com\/blog\/?p=313"},"modified":"2021-11-12T11:27:31","modified_gmt":"2021-11-12T17:27:31","slug":"%e5%9c%a8%e7%be%8e%e5%9c%8b%ef%bc%8c%e7%99%bc%e7%8f%be%e8%bb%8a%e5%ad%90%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e9%ba%bd%e8%be%a6%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.transglobalpc.com\/blog\/%e5%9c%a8%e7%be%8e%e5%9c%8b%ef%bc%8c%e7%99%bc%e7%8f%be%e8%bb%8a%e5%ad%90%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e9%ba%bd%e8%be%a6%ef%bc%9f\/","title":{"rendered":"\u5728\u7f8e\u570b\uff0c\u767c\u73fe\u8eca\u5b50\u88ab\u5077\u4e86\u600e\u9ebd\u8fa6\uff1f"},"content":{"rendered":"\n<figure class=\"wp-block-image is-style-default\"><img decoding=\"async\" src=\"https:\/\/www.transglobalus.com\/wp-content\/uploads\/2021\/11\/11-13-1-1.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u81e8\u8fd1\u5e74\u5e95\uff0c\u6c11\u773e\u958b\u555f\u6109\u5feb\u7684\u7bc0\u65e5\u6176\u795d\u6c1b\u570d\uff0c\u4e0d\u904e\u958b\u5fc3\u4e4b\u4f59\u9084\u662f\u8981\u63d0\u9192\u5927\u5bb6\u4e0d\u8981\u653e\u677e\u8b66\u60d5\uff0c\u907f\u514d\u81ea\u5df1\u7684\u8ca1\u7269\u88ab\u4e00\u4e9b\u201c\u6709\u5fc3\u4e4b\u4eba\u201d\u9806\u624b\u727d\u7f8a\u3002\u9019\u4e0d\uff0c\u6700\u8fd1\u5c31\u6709\u670b\u53cb\u7684\u611b\u8eca\u5728\u81ea\u5df1\u5bb6\u9580\u53e3\u88ab\u5077\u8d70\u4e86\uff0c\u5982\u679c\u78b0\u5230\u9019\u7a2e\u60c5\u6cc1\uff0c\u6211\u5011\u61c9\u8a72\u600e\u9ebd\u8655\u7406\u5462\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>1 \u5831\u8b66<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7576\u767c\u73fe\u8eca\u5b50\u4e0d\u898b\u6642\uff0c\u9996\u8981\u505a\u7684\u7b2c\u4e00\u4ef6\u4e8b\u662f\u201c\u5831\u8b66\u201d\uff0c\u78ba\u8a8d\u8eca\u5b50\u662f\u906d\u7aca\u9084\u662f\u88ab\u8b66\u5bdf\u62d6\u8d70\u3002\u5982\u679c\u662f\u9055\u898f\u88ab\u62d6\u8d70\uff0c\u5230\u8b66\u5c40\u8fa6\u597d\u76f8\u95dc\u624b\u7e8c\uff0c\u4ed8\u6e05\u62d6\u8eca\u8cbb\u3001\u4fdd\u7ba1\u8cbb\u5c31\u53ef\u4ee5\u9818\u8eca\u56de\u5bb6\uff1b\u5982\u679c\u662f\u88ab\u5077\u4e86\uff0c\u4f60\u9700\u8981\u5411\u8b66\u5bdf\u63d0\u4f9b\u8eca\u5b50\u88ab\u5077\u4e4b\u524d\u505c\u653e\u7684\u5730\u5740\u3001\u8eca\u724c\u865f\u3001\u8eca\u6b3e\u3001\u5e74\u4efd\u3001\u984f\u8272\u3001\u8eca\u8eab\u865f\u7b49\u8cc7\u6599\uff0c\u7136\u5f8c\u8acb\u4ed6\u51fa\u5177\u4e00\u4efd\u8b66\u5bdf\u5831\u544a\u3002\u9700\u8981\u6ce8\u610f\u7684\u662f\uff0c\u842c\u4e00\u56e0\u70ba\u8457\u6025\u6216\u662f\u4e0d\u78ba\u5b9a\u7684\u60c5\u6cc1\u4e0b\uff0c\u4e0d\u8981\u731c\u6e2c\u8eca\u5b50\u88ab\u5077\u7684\u6642\u9593\uff0c\u4f60\u53ea\u9700\u8981\u6307\u51fa\u6700\u5f8c\u4e00\u6b21\u770b\u5230\u8eca\u5b50\u7684\u6642\u9593\u4ee5\u53ca\u767c\u73fe\u8eca\u5b50\u88ab\u5077\u7684\u6642\u9593\u5c31\u597d\u3002\u56e0\u70ba\u5077\u8eca\u4eba\u6709\u53ef\u80fd\u5728\u5077\u8eca\u5f8c\uff0c\u958b\u4f60\u7684\u8eca\u8087\u4e8b\u9003\u9038\u6216\u8005\u5be6\u65bd\u72af\u7f6a\uff0c\u90a3\u4f60\u5c31\u5f88\u6709\u53ef\u80fd\u88ab\u5377\u5165\u8a34\u8a1f\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>2 \u806f\u7d61\u4fdd\u96aa\u516c\u53f8\u5099\u6848<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5831\u8b66\u5f8c\u8981\u99ac\u4e0a\u806f\u7d61\u4fdd\u96aa\u516c\u53f8\uff0c\u90a3\u4f60\u5011\u77e5\u9053\u6709\u54ea\u4e9b\u4fdd\u96aa\u7522\u54c1\u5728\u9019\u500b\u91cd\u8981\u6642\u523b\u5982\u4f55\u4f86\u767c\u63ee\u6548\u7528\u7684\u55ce\uff1f\u8cac\u4efb\u96aa\u3002\u5982\u679c\u771f\u7684\u4e0d\u5e78\u88ab\u5377\u5165\u8a34\u8a1f\uff0c\u7136\u5f8c\u6536\u5230\u5f8b\u5e2b\u4fe1\uff0c\u4e0d\u8981\u904e\u5ea6\u64d4\u5fc3\uff0c\u76e1\u5feb\u628a\u4fe1\u4ea4\u7d66\u4fdd\u96aa\u516c\u53f8\u8ca0\u8cac\u6848\u4ef6\u7684\u5c08\u54e1\uff0c\u7136\u5f8c\u914d\u5408\u5373\u53ef\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>3 \u5077\u649e\u96aa<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u8eca\u5b50\u627e\u5230\u4e86\uff0c\u4f46\u662f\u8eca\u5b50\u5df2\u7d93\u88ab\u649e\u58de\u6216\u5077\u8eca\u8cca\u628a\u8eca\u5b50\u7684\u96f6\u4ef6\u548c\u8a2d\u5099\u90fd\u62c6\u6389\u62ff\u53bb\u8ce3\u4e86\uff0c\u9019\u6642\u5019Comprehensive &amp; Collision coverage \u7c21\u7a31\u5077\u649e\u96aa\uff0c\u53ef\u4ee5\u7406\u8ce0\u4f60\u7dad\u4fee\u7684\u8cbb\u7528\u3002\u4fdd\u96aa\u516c\u53f8\u6703\u8a55\u4f30\uff0c\u7528\u7dad\u4fee\u7684\u8cbb\u7528\u8207\u8eca\u5b50\u9084\u6c92\u88ab\u649e\u6bc0\u4e4b\u524d\u7684\u5e02\u9762\u50f9\u505a\u4e00\u500b\u6bd4\u8f03\uff0c\u5982\u679c\u7dad\u4fee\u7684\u8cbb\u7528\u6bd4\u8f03\u4f4e\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u9078\u64c7\u8ce0\u511f\u7dad\u4fee\u7684\u8cbb\u7528\uff0c\u7136\u5f8c\u6e1b\u53bb\u4f60\u6240\u9078\u64c7\u7684\u81ea\u4ed8\u984d Deductible \u8ce0\u511f\u7d66\u4f60\u3002\u76f8\u5c0d\u4f86\u8aaa\uff0c\u5982\u679c\u5e02\u9762\u50f9\u8cfc\u8cb7\u9019\u8f1b\u4e8c\u624b\u8eca\u7684\u50f9\u9322\u6bd4\u7dad\u4fee\u4fbf\u5b9c\u7684\u8a71\uff0c\u4fdd\u96aa\u516c\u53f8\u5c31\u6703\u5b9a\u70baTotal lost\uff08\u5b8c\u5168\u5831\u5ee2\uff09,\u5c31\u7528\u8cb7\u4e8c\u624b\u8eca\u7684\u50f9\u9322\u8ce0\u511f\u7d66\u4f60, \u7136\u5f8c\u6e1b\u53bb\u4f60\u6240\u9078\u64c7\u7684\u81ea\u4ed8\u984d\u8ce0\u511f\u7d66\u4f60\u3002\u5c0d\u65bc\u8eca\u5b50\u7684\u5b9a\u50f9\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u516c\u9053\u53c8\u5ba2\u89c0\u7684\u53c3\u8003Kelley Blue Book KBB.com \u7684\u5b98\u65b9\u7db2\u7ad9\uff0c\u8eca\u884c\u901a\u5e38\u4e5f\u4ee5KBB\u7684\u5b9a\u50f9\u70ba\u6a19\u6e96\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>4 \u62d6\u8eca\u96aa<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u53ef\u4ee5\u652f\u4ed8\u8b66\u5bdf\u627e\u5230\u8eca\u5b50\u5f8c\u7684\u62d6\u8eca\u8cbb\u4ee5\u53ca\u8eca\u5b50\u505c\u653e\u5728\u8b66\u5c40\u505c\u8eca\u5834\u7522\u751f\u7684\u505c\u8eca\u8cbb\uff0c\u8981\u8a18\u5f97\u628a\u505c\u8eca\u8cbb\u7684\u6536\u64da\u4ea4\u7d66\u4fdd\u96aa\u516c\u53f8\u7d22\u8ce0\u3002\u518d\u4f86\uff0c\u8eca\u5b50\u51fa\u4e86\u8b66\u5c40\uff0c\u518d\u88ab\u62d6\u5230\u4fdd\u96aa\u516c\u53f8\u6307\u5b9a\u7684\u4fee\u8eca\u5ee0\u6216\u8005\u81ea\u5df1\u8981\u7684\u4fee\u8eca\u5ee0\uff0c\u9019\u4e9b\u90fd\u6703\u7522\u751f\u8cbb\u7528\uff0c\u5982\u679c\u6c92\u6709\u62d6\u8eca\u96aa\uff0c\u62d6\u8eca\u8cbb\u7528\u4e5f\u662f\u76f8\u7576\u6602\u8cb4\u7684\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>5 \u79df\u8eca\u96aa<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u610f\u5916\u767c\u751f\u5f8c\uff0c\u900f\u904e\u81ea\u5df1\u7684\u4fdd\u96aa\u516c\u53f8\u6307\u5b9a\u7684\u79df\u8eca\u516c\u53f8\u79df\u8eca\u8cbb\u7528\u6703\u6bd4\u8f03\u4f4e\u3002\u79df\u8eca\u96aa\u53ef\u4ee5\u652f\u4ed8\u6700\u591a30\u5929\u7684\u79df\u8eca\u8cbb\u3002\u5982\u679c\u4f60\u7684\u8eca\u662f Lease \u79df\u7684\u6216\u6709\u8cb8\u6b3e\u7684\u4e5f\u4e0d\u7528\u64d4\u5fc3\uff0c\u5982\u679c\u662fTotal lost\uff08\u5b8c\u5168\u5831\u5ee2\uff09\u7684\u60c5\u6cc1\u4e0b\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u6e1b\u53bb\u4f60\u6240\u9078\u64c7\u7684\u81ea\u4ed8\u984d\u7136\u5f8c\u76f4\u63a5\u8ce0\u511f\u7d66 Lease \u79df\u8eca\u7684\u8eca\u884c\u6216\u8cb8\u6b3e\u9280\u884c\uff0c\u6709\u5269\u4e0b\u7684\u8ce0\u511f\u91d1\u984d\u4fdd\u96aa\u516c\u53f8\u6703\u958b\u53e6\u5916\u4e00\u5f35\u652f\u7968\u8ce0\u511f\u7d66\u4f60\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u81e8\u8fd1\u5e74\u5e95\uff0c\u6c11\u773e\u958b\u555f\u6109\u5feb\u7684\u7bc0\u65e5\u6176\u795d\u6c1b\u570d\uff0c\u4e0d\u904e\u958b\u5fc3\u4e4b\u4f59\u9084\u662f\u8981\u63d0\u9192\u5927\u5bb6\u4e0d\u8981\u653e\u677e\u8b66\u60d5\uff0c\u907f\u514d\u81ea\u5df1\u7684\u8ca1\u7269\u88ab\u4e00\u4e9b\u201c\u6709\u5fc3\u4e4b\u4eba\u201d\u9806\u624b\u727d\u7f8a\u3002<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-313","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in 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