{"id":412,"date":"2022-12-27T16:10:00","date_gmt":"2022-12-27T22:10:00","guid":{"rendered":"https:\/\/www.transglobalpc.com\/blog\/?p=412"},"modified":"2023-01-04T11:25:32","modified_gmt":"2023-01-04T17:25:32","slug":"%e5%95%86%e7%94%a8%e4%bf%9d%e9%9a%aa%ef%bd%9c%e4%bc%81%e6%a5%ad%e8%80%81%e9%97%86%e7%9a%84%e8%ad%b7%e8%ba%ab%e7%ac%a6-%e5%83%b1%e5%82%ad%e8%b2%ac%e4%bb%bb%e9%9a%aa","status":"publish","type":"post","link":"https:\/\/www.transglobalpc.com\/blog\/%e5%95%86%e7%94%a8%e4%bf%9d%e9%9a%aa%ef%bd%9c%e4%bc%81%e6%a5%ad%e8%80%81%e9%97%86%e7%9a%84%e8%ad%b7%e8%ba%ab%e7%ac%a6-%e5%83%b1%e5%82%ad%e8%b2%ac%e4%bb%bb%e9%9a%aa\/","title":{"rendered":"\u5546\u7528\u4fdd\u96aa\uff5c\u4f01\u696d\u8001\u95c6\u7684\u8b77\u8eab\u7b26- \u50f1\u50ad\u8cac\u4efb\u96aa"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.transglobalus.com\/wp-content\/uploads\/2022\/12\/7a9b46b5b33f7b6fded5af8c552b1e5e.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>\u65b0\u7684\u4e00\u5e74\u99ac\u4e0a\u5c31\u8981\u5230\u4e86, \u4f5c\u70ba\u4f01\u696d\u7684\u8001\u95c6\u548c\u9ad8\u7ba1, \u4f60\u5011\u662f\u5426\u5df2\u7d93\u5c0d\u516c\u53f8\u65b0\u4e00\u5e74\u7684\u767c\u5c55\u6709\u505a\u597d\u4e00\u500b\u8a73\u7d30\u7684\u898f\u5283\u5462? \u4eca\u5929\u6211\u5011\u5c31\u4f86\u7c21\u55ae\u804a\u4e00\u4e0b\u5546\u696d\u4fdd\u96aa\u4e2d\u7d93\u5e38\u88ab\u5ffd\u7565\u7684\u4e00\u9805\u91cd\u8981\u7684\u4fdd\u96aa\u5167\u5bb9\uff0c<strong>Employment Practices Liability (\u50f1\u50ad\u8cac\u4efb\u96aa) \u4e5f\u53ef\u4ee5\u53eb\u505a EPL\u6216\u8005EPLI.<\/strong><\/p>\n\n\n\n<p>\u52a0\u5dde\u56b4\u82db\u7684\u52de\u5de5\u6cd5\u548c\u5c0d\u52de\u5de5\u7684\u7d55\u5c0d\u4fdd\u8b77\u5728\u5168\u7f8e\u90fd\u975e\u5e38\u51fa\u540d\u3002\u9019\u5c31\u5c0e\u81f4\u4e86\u54e1\u5de5\u6feb\u544a\u516c\u53f8\u7684\u60c5\u5f62\u5c62\u898b\u4e0d\u9bae\uff01\u66f4\u6709\u4e0d\u8096\u5f8b\u5e2b\u5229\u7528\u8a34\u8a1f\u8b8a\u76f8\u6572\u8a50\u3002\u8001\u95c6\u7684\u7d30\u679d\u672b\u7bc0\u6c92\u6709\u505a\u5230\u4f4d\uff0c\u4fbf\u53ef\u80fd\u9762\u81e8\u54e1\u5de5\u63d0\u51fa\u7406\u8ce0\u548c\u8a34\u8a1f\uff0c\u6bd4\u5982\u7a2e\u65cf\u6b67\u8996\u3001\u6027\u9a37\u64fe\u7b49\u7b49\u3002<\/p>\n\n\n\n<p>\u9019\u985e\u4fdd\u96aa\u53c8\u5f88\u5bb9\u6613\u88ab\u5ffd\u7565\u5462\uff1f\u56e0\u70ba\u5f88\u591a\u8001\u95c6\u6703\u8a8d\u70ba\u516c\u53f8\u5df2\u7d93\u6709\u8cb7\u4e86\u666e\u901a\u7684\u8cac\u4efb\u96aa(General Liability) \uff0c\u61c9\u8a72\u6709\u5305\u542b\uff1b\u5176\u5be6\u5728\u666e\u901a\u7684\u8cac\u4efb\u96aaGeneral Liability \u7684\u4fdd\u55ae\u88e1\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u7279\u5225\u6392\u9664Employment Practices\u76f8\u95dc\u7684\u8a34\u8a1f\u3002\u96a8\u8457\u9019\u985e\u7684\u8a34\u8a1f\u8d8a\u4f86\u8d8a\u591a\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u4e5f\u958b\u59cboption endorsement \u8b93\u96c7\u4e3b\u53ef\u4ee5\u9078\u64c7\u5728General Liability\u4fdd\u55ae\u4e0a\u9762\u7279\u5225\u52a0\u4fddEPLI\u7684\u4fdd\u969c\u5167\u5bb9\uff0c\u4f46\u76f8\u5c0d\u4ed6\u5011\u53ef\u4ee5\u63d0\u4f9b\u7684\u4fdd\u984d\u975e\u5e38\u6709\u9650, \u5e38\u898b\u7684\u4fdd\u969c\u7d93\u5e38\u662f\u57282\u842c5\u523010\u842c\u4e4b\u9593\u3002<\/p>\n\n\n\n<p><strong>\u70ba\u4ec0\u9ebc\u9700\u8981\u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\uff1f<br><\/strong>\u50f1\u50ad\u8cac\u4efb\u96aa\u662f\u70ba\u4f01\u696d\u8058\u8acb\u5c08\u696d\u7684\u5f8b\u5e2b\u5718\u968a\u4f86\u8655\u7406\u8a34\u8a1f\u60c5\u6cc1\uff0c\u4e26\u6839\u64da\u4e0d\u540c\u7684\u4e8b\u4ef6\u4f5c\u51fa\u8ce0\u511f\uff0c\u4fdd\u969c\u96c7\u4e3b\u8001\u95c6\u907f\u514d\u906d\u53d7\u54e1\u5de5\u8a34\u8a1f\u6240\u5e36\u4f86\u7684\u76f8\u95dc\u640d\u5931\u3002<\/p>\n\n\n\n<p><strong>\u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\u90fd\u5305\u542b\u4ec0\u9ebc\uff1f<br><\/strong>\u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\u901a\u5e38\u5305\u62ec\u4ee5\u4e0b\u7d22\u8ce0\u9805\u76ee\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4e0d\u6b63\u7576\u89e3\u50f1<\/li>\n\n\n\n<li>\u6b67\u8996\uff08\u5e74\u9f61\uff0c\u6027\u5225\uff0c\u7a2e\u65cf\u7b49\uff09<\/li>\n\n\n\n<li>\u9a37\u64fe<\/li>\n\n\n\n<li>\u525d\u596a\u5c31\u696d\u6a5f\u6703<\/li>\n\n\n\n<li>\u4fb5\u72af\u96b1\u79c1<\/li>\n\n\n\n<li>\u8ab9\u8b17\uff0c \u7b49\u7b49\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u5f88\u591a\u96c7\u4e3b\u6703\u89ba\u5f97\u9019\u4e9b\u4fdd\u984d\u662f\u4e0d\u5920\u4f86\u8ca0\u8cac\u73fe\u5728\u9ad8\u984d\u7684\u5f8b\u5e2b\u8cbb\u7684\uff1f\u6216\u8005\u64d4\u5fc3\u5982\u679c\u6709\u7b2c\u4e09\u65b9\u8a34\u8a1f\u95dc\u65bc\u6b67\u8996\u6216\u8005\u6027\u9a37\u64fe\u7684\u610f\u5916\u767c\u751f\uff1f\u90a3\u9019\u6642\u5019\u60a8\u5c31\u53ef\u4ee5\u8003\u616e\u70ba\u516c\u53f8\u8cfc\u8cb7\u4e00\u4efdstand alone\u7684EPLI\u7684\u4fdd\u96aa\u4e86. \u55ae\u7368\u7684EPLI\u7684\u4fdd\u96aa\u4e0d\u50c5\u53ef\u4ee5\u63d0\u4f9b\u66f4\u591a\u548c\u66f4\u9ad8\u7684\u4fdd\u984d\u9078\u64c7\uff0c \u800c\u4e14\u4e5f\u53ef\u4ee5\u63d0\u4f9b\u7b2c\u4e09\u65b9\u8a34\u8a1f\u7684\u4fdd\u969c\uff083rd party claim\uff09, \u800c\u4e14\u66f4\u91cd\u8981\u7684\u662f\u5927\u90e8\u5206\u4fdd\u96aa\u516c\u53f8\u6703\u5728\u60a8\u8cfc\u8cb7\u4e86\u9019\u4efd\u55ae\u7368\u7684\u4fdd\u96aa\u4e4b\u5f8c\u6703\u63d0\u4f9b\u4e00\u5b9a\u6642\u9593\u7684\u514d\u8cbbHR\u8aee\u8a62\uff0c\u4e5f\u53ef\u4ee5\u6703\u96c7\u4e3b\u7701\u53bb\u90e8\u5206HR\u7684\u8aee\u8a62\u8cbb\u7528\u3002<\/p>\n\n\n\n<p>\u90a3\u5982\u679c\u60a8\u9084\u6709\u66f4\u591a\u95dc\u65bc\u5546\u696d\u4fdd\u96aa\u7684\u554f\u984c\u3000\u6b61\u8fce\u96a8\u6642\u548c\u6211\u5011\u806f\u7d61. \u6cdb\u5b87\u7528\u5fc3\uff0c\u8b93\u60a8\u5b89\u5fc3\uff01<\/p>\n\n\n\n<p>\u7f8e\u570b\u6cdb\u5b87\u96c6\u5718\u6709\u8d85\u904e30\u5e74\u7684\u8ca1\u52d9\u898f\u5283\u8207\u7ba1\u7406\u7d93\u9a57\uff0c\u5c08\u696d\u7684\u516d\u5927\u7ba1\u7406\u677f\u584a\uff0c\u6a6b\u8de8\u5730\u7522\u3001\u8cb8\u6b3e\u3001\u4fdd\u96aa\u3001\u6295\u8cc7\u3001\u7a05\u52d9\u670d\u52d9\u3001\u6559\u80b2, \u65d7\u4e0b5000+\u540d\u5408\u4f5c\u7368\u7acb\u7d93\u7d00\u4eba\u904d\u5e03\u5168\u7f8e\u5404\u5dde\u8207\u4e9e\u6d32\u4e3b\u8981\u57ce\u5e02\uff0c\u662f\u5168\u7f8e\u6700\u5927\u4e9e\u88d4\u4e00\u7ad9\u5f0f\u5168\u65b9\u4f4d\u8ca1\u5bcc\u7ba1\u7406\u670d\u52d9\u7684\u6a19\u7aff\u54c1\u724c\u3002\u6b61\u8fce\u8207\u6cdb\u5b87\u806f\u7d61\uff0c\u8b93\u5c08\u696d\u7684\u5718\u968a\u70ba\u60a8\u51fa\u8b00\u5283\u7b56\u3002<\/p>\n\n\n\n<p><strong>\u4eca\u5929\u5c31\u8acb\u806f\u7e6b\u6cdb\u5b87\u7576\u5730\u7d93\u7d00\u4eba<\/strong><\/p>\n\n\n\n<p><strong>\u6216\u96fb 888-831-8868<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>&nbsp;&gt;&gt;<a href=\"https:\/\/www.transglobalus.com\/zh\/contact-us-zh\/\">\u7acb\u5373\u586b\u8868\u8aee\u8a62<\/a>&lt;&lt;<\/strong><\/h3>\n\n\n\n<p><strong>\u5c07\u7531\u5c08\u4eba\u70ba\u60a8\u91cf\u8eab\u6253\u9020\u898f\u5283!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u65b0\u7684\u4e00\u5e74\u99ac\u4e0a\u5c31\u8981\u5230\u4e86, \u4f5c\u70ba\u4f01\u696d\u7684\u8001\u95c6\u548c\u9ad8\u7ba1, \u4f60\u5011\u662f\u5426\u5df2\u7d93\u5c0d\u516c\u53f8\u65b0\u4e00\u5e74\u7684\u767c\u5c55\u6709\u505a\u597d\u4e00\u500b\u8a73\u7d30\u7684\u898f\u5283\u5462? \u4eca\u5929\u6211\u5011\u5c31\u4f86\u7c21\u55ae\u804a\u4e00\u4e0b\u5546\u696d\u4fdd\u96aa\u4e2d\u7d93\u5e38\u88ab\u5ffd\u7565\u7684\u4e00\u9805\u91cd\u8981\u7684\u4fdd\u96aa\u5167\u5bb9\uff0cEmployment Practices Liability (\u50f1\u50ad\u8cac\u4efb\u96aa) \u4e5f\u53ef\u4ee5\u53eb\u505a EPL\u6216\u8005EPLI. \u52a0\u5dde\u56b4\u82db\u7684\u52de\u5de5\u6cd5\u548c\u5c0d\u52de\u5de5\u7684\u7d55\u5c0d\u4fdd\u8b77\u5728\u5168\u7f8e\u90fd\u975e\u5e38\u51fa\u540d\u3002\u9019\u5c31\u5c0e\u81f4\u4e86\u54e1\u5de5\u6feb\u544a\u516c\u53f8\u7684\u60c5\u5f62\u5c62\u898b\u4e0d\u9bae\uff01\u66f4\u6709\u4e0d\u8096\u5f8b\u5e2b\u5229\u7528\u8a34\u8a1f\u8b8a\u76f8\u6572\u8a50\u3002\u8001\u95c6\u7684\u7d30\u679d\u672b\u7bc0\u6c92\u6709\u505a\u5230\u4f4d\uff0c\u4fbf\u53ef\u80fd\u9762\u81e8\u54e1\u5de5\u63d0\u51fa\u7406\u8ce0\u548c\u8a34\u8a1f\uff0c\u6bd4\u5982\u7a2e\u65cf\u6b67\u8996\u3001\u6027\u9a37\u64fe\u7b49\u7b49\u3002 \u9019\u985e\u4fdd\u96aa\u53c8\u5f88\u5bb9\u6613\u88ab\u5ffd\u7565\u5462\uff1f\u56e0\u70ba\u5f88\u591a\u8001\u95c6\u6703\u8a8d\u70ba\u516c\u53f8\u5df2\u7d93\u6709\u8cb7\u4e86\u666e\u901a\u7684\u8cac\u4efb\u96aa(General Liability) \uff0c\u61c9\u8a72\u6709\u5305\u542b\uff1b\u5176\u5be6\u5728\u666e\u901a\u7684\u8cac\u4efb\u96aaGeneral Liability \u7684\u4fdd\u55ae\u88e1\uff0c\u4fdd\u96aa\u516c\u53f8\u6703\u7279\u5225\u6392\u9664Employment Practices\u76f8\u95dc\u7684\u8a34\u8a1f\u3002\u96a8\u8457\u9019\u985e\u7684\u8a34\u8a1f\u8d8a\u4f86\u8d8a\u591a\uff0c\u8a31\u591a\u4fdd\u96aa\u516c\u53f8\u4e5f\u958b\u59cboption endorsement \u8b93\u96c7\u4e3b\u53ef\u4ee5\u9078\u64c7\u5728General Liability\u4fdd\u55ae\u4e0a\u9762\u7279\u5225\u52a0\u4fddEPLI\u7684\u4fdd\u969c\u5167\u5bb9\uff0c\u4f46\u76f8\u5c0d\u4ed6\u5011\u53ef\u4ee5\u63d0\u4f9b\u7684\u4fdd\u984d\u975e\u5e38\u6709\u9650, \u5e38\u898b\u7684\u4fdd\u969c\u7d93\u5e38\u662f\u57282\u842c5\u523010\u842c\u4e4b\u9593\u3002 \u70ba\u4ec0\u9ebc\u9700\u8981\u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\uff1f\u50f1\u50ad\u8cac\u4efb\u96aa\u662f\u70ba\u4f01\u696d\u8058\u8acb\u5c08\u696d\u7684\u5f8b\u5e2b\u5718\u968a\u4f86\u8655\u7406\u8a34\u8a1f\u60c5\u6cc1\uff0c\u4e26\u6839\u64da\u4e0d\u540c\u7684\u4e8b\u4ef6\u4f5c\u51fa\u8ce0\u511f\uff0c\u4fdd\u969c\u96c7\u4e3b\u8001\u95c6\u907f\u514d\u906d\u53d7\u54e1\u5de5\u8a34\u8a1f\u6240\u5e36\u4f86\u7684\u76f8\u95dc\u640d\u5931\u3002 \u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\u90fd\u5305\u542b\u4ec0\u9ebc\uff1f\u96c7\u4e3b\u8cac\u4efb\u96aa\uff08EPLI\uff09\u901a\u5e38\u5305\u62ec\u4ee5\u4e0b\u7d22\u8ce0\u9805\u76ee\uff1a 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