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185 W Chestnut Ave
Monrovia, CA 91016

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Habitational Property: Apartment Building

At Transglobal P&C Insurance Agency, we take pride in offering a comprehensive range of services to our valued clients, ensuring they enjoy a seamless and stress-free experience across all their insurance and financial needs.

Our Property & Casualty insurance division stands as a testament to our commitment to safeguarding your most valuable assets. Our team of seasoned insurance professionals is dedicated to assessing risks and crafting comprehensive insurance solutions tailored to your unique needs. We recognize that every client is distinct, and we take the time to listen, analyze, and strategize, ensuring that we offer personalized coverage that aligns with your lifestyle and requirements.

We understand that apartment complexes are more than just buildings; they are thriving communities where residents call home. We recognize the unique insurance needs of both apartment building owners and the residents who reside in these multifamily properties.

For Apartment Residents

We provide renters insurance options for apartment residents, ensuring that their personal belongings are protected from theft, fire, or other covered perils. Renters insurance also includes liability coverage, offering residents peace of mind while they enjoy their apartments.

For Apartment Building Owners

We offer comprehensive insurance solutions to protect apartment building owners from a range of risks, including property damage, liability claims, and loss of rental income. Our coverage is designed to safeguard your investment and provide financial security in case of unexpected events.

These are the insurance coverage options available:

This covers the physical structure of the apartment building against risks like fire, storms, vandalism, theft, and other covered events. It can also cover fixtures, appliances, and equipment inside the building.

This provides coverage if someone, like a tenant or visitor, gets injured on the property or if their personal property is damaged. It can help pay for medical expenses and potential legal fees if the property owner is sued.

In case a covered peril forces the apartment building to be uninhabitable, this insurance can help replace the lost rental income while repairs are being made.

If you have employees working on the property, such as maintenance personnel, property managers, or security staff, this policy covers their medical expenses and lost wages if they get injured while working.

This covers the cost of repairing or replacing equipment, like boilers, HVAC systems, or elevators, if they unexpectedly break down.

This provides an extra layer of liability protection beyond the limits of your general liability and other liability policies.

If there are vehicles owned by the apartment building or property management company for maintenance or other tasks, this insurance covers damages in case of an accident.

This covers against theft, fraud, or other crimes committed by employees or outsiders, including situations like rent money being stolen.

For apartment buildings run by boards or associations, this protects board members against legal actions related to their decisions or actions on behalf of the building or association.

If there's a risk of contamination (like mold or lead), this insurance can help cover the cleanup costs and any related liabilities.

Standard commercial property insurance usually doesn't cover flood damage. If the apartment building is located in a flood-prone area, it would be wise to consider a separate flood insurance policy.

Similarly, damage from earthquakes isn't typically covered in standard policies, so buildings in earthquake-prone areas might consider this coverage.


Benefits of a Business Owners Policy (BOP) 10/19/2022, 7:29:12 AM

As a business owner, there is no shortage of things that you need to manage on a daily basis. Whether it’s supervising employees, connecting with new clients or anything in between, and there are also a lot of unpredictable situations happened and it may destroy your business. A business owners policy (BOP) is a good […]

The post Benefits of a Business Owners Policy (BOP) first appeared on Blog | TransGlobal P&C Insurance Agency.

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Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food.

The post Thanksgiving Safety first appeared on Blog | TransGlobal P&C Insurance Agency.


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