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185 W Chestnut Ave
Monrovia, CA 91016

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Featured HOA

Habitational Property: HOA

At Transglobal P&C Insurance Agency, we take pride in offering a comprehensive range of services to our valued clients, ensuring they enjoy a seamless and stress-free experience across all their insurance and financial needs.

Our Property & Casualty insurance division stands as a testament to our commitment to safeguarding your most valuable assets. Our team of seasoned insurance professionals is dedicated to assessing risks and crafting comprehensive insurance solutions tailored to your unique needs. We recognize that every client is distinct, and we take the time to listen, analyze, and strategize, ensuring that we offer personalized coverage that aligns with your lifestyle and requirements.

Our specialized team of insurance experts is here to support HOAs in safeguarding their operations and the interests of their members. We recognize that HOAs face unique challenges, from property maintenance and liability concerns to governance and compliance issues.

With our tailored insurance solutions, we offer comprehensive coverage designed to meet the specific needs of HOAs. Whether you manage a condominium complex, a planned community, or a cooperative housing association, we work closely with you to create an insurance plan that addresses risks such as property damage, liability claims, directors' and officers' liability, and more.

Property insurance is essential for apartment buildings as it provides coverage for physical damage to the building, including the structure, common areas, and individual units (if applicable). It can also cover losses due to fire, theft, vandalism, or natural disasters.

Master Policy Insurance is primarily focused on providing insurance coverage for the building’s structure, shared facilities, common areas, building exteriors of a condominium or apartment complex, and liability protection for accidents that occur in those areas. It typically includes coverage for the building's structure, roofs, hallways, elevators, lobbies, and other common areas. The master policy may be further classified into different types, such as all-in or bare walls coverage, which determine the extent of coverage provided.

HOA Insurance provides broader coverage that extends beyond the common areas of the property. It typically includes coverage for the shared structures, common areas, amenities, and facilities of the community. It may also cover additional aspects such as clubhouses, swimming pools, landscaping, and fences.

Also known as Equipment Breakdown Insurance This coverage protects against the costs associated with the sudden breakdown of essential equipment, such as boilers, elevators, HVAC systems, or generators. It can cover repair or replacement costs as well as income losses resulting from the equipment breakdown.

This type of insurance, also known as business interruption insurance, helps protect against the loss of rental income in the event that a property becomes uninhabitable due to covered perils, such as fire or severe damage. It can help cover lost rental income and additional expenses during the restoration period.

The lobby and common area often display valuable artwork, antiques, or collectibles. Fine arts and collectibles insurance offers coverage for these items in the event of damage, theft, or loss.

This insurance protects against liability claims for bodily injury or property damage that may occur on the property. It covers legal expenses, medical costs, and settlements or judgments if someone is injured or their property is damaged due to the negligence of the property owner or HOA.


Benefits of a Business Owners Policy (BOP) 10/19/2022, 7:29:12 AM

As a business owner, there is no shortage of things that you need to manage on a daily basis. Whether it’s supervising employees, connecting with new clients or anything in between, and there are also a lot of unpredictable situations happened and it may destroy your business. A business owners policy (BOP) is a good […]

The post Benefits of a Business Owners Policy (BOP) first appeared on Blog | TransGlobal P&C Insurance Agency.

Thanksgiving Safety 11/23/2020, 7:49:17 PM

Stay in the kitchen when you are cooking on the stovetop so you can keep an eye on the food.

The post Thanksgiving Safety first appeared on Blog | TransGlobal P&C Insurance Agency.


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