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185 W Chestnut Ave
Monrovia, CA 91016

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California Boat/Watercraft insurance coverage

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Boat/Watercraft Insurance

Anyone that lives in warm climate states will enjoy the great sunny weather that is around most of the year. One way to enjoy living to the fullest is to get a boat or other watercraft. When you do own a boat here, it is vital that you get the right insurance in place. There are several reasons why you need to get a boat insurance policy for your watercraft.

Local Requirements

One reason to get a boat insurance policy is that it can be a requirement in order to use your boat in certain areas. If you intend to use local marinas, lakes, or other waterways, it is important that you know their insurance guidelines. Many boat owners here are obligated to have boat insurance in order to use or store their boats in these areas. This could be a requirement as the insurance will provide you with valuable liability protection, which would be useful if you were to cause an accident.

Lender Requirements

You should also get boat insurance if you are required to have it by your lender. Buying a boat is a big purchase, and the best way to finance it in some situations is by getting a loan. If you took out a loan to finance the purchase of your boat, the lender would require you to carry insurance as it will protect their collateral.

If you are looking for a boat, it is essential that you get a quality boat insurance policy in place. For those looking for boat insurance, TransGlobal P&C Insurance Agency is a great company to turn to. The team at TransGlobal P&C Insurance Agency can help you to evaluate your needs and options for boat coverage. This will help to ensure that you are able to choose a policy that is ideal for your situation and meets your needs.

If you cause an accident with your boat and someone is injured, this coverage can help pay their medical bills and loss of income.

This coverage helps pay for damages to another person’s vehicle or property, if you cause an accident with your boat. Pollution liability coverage and wreckage removal are included in this coverage.

Collision pays for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment if you’re in a covered accident with another boat or object.

Helps pay for damage to your boat, motor, trolling motor, trailer, and permanent and portable boating equipment from losses other than collision. This includes damage from fire, theft or storms.

UM helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an uninsured or hit-and-run boater.

UIM helps pay for bodily injury damages if you or someone on your boat is injured in a covered accident with an underinsured boater.

Helps cover medical bills if you or others are injured while operating or occupying your boat.

Please contact us to discover the boat/yacht insurance coverage you need for your unique situation.

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